Insurance Company Partners

Most people apparently think that "any" insurance agent can get them a quote from "any" insurance company.

Not so.

Insurance carriers choose which insurance agents or brokers they will offer to do business with based on several criteria such as:

• an agency's reputation in the community
• an agency's financial viability
• the integrity of the agency's owners and management
• the volume of business an agency can bring to the insurer
• the agency's expertise and knowledge in niche markets

Conversely, a good insurance agency will seek out insurers that meet our criteria of an insurer with which we wish to do business...such as:

• the financial strength and claims paying ability of the insurer
• the longevity and consistency of the insurer
• whether the insurer is international, national, or regional in scope
• the quality and breadth of the coverage programs offered
• the knowledge and ease of doing business with their underwriters
• our ability to directly access the insurer's top management

To that end, Horizon Agency and the following insurers have partnered to create the large stable of insurers from which we can select in seeking out the best possible combination of price, coverage, and claims paying ability.

The following are among the major insurers HORIZON AGENCY currently represents:

Aetna Aflac Allianz Life Allied Insurance Co. American Compensation (“RTW”) Ameritas Investment Corp Anthem Assurant Benefits Auto Owners Badger Mutual Banner Life Blue Cross/Blue Shield Chubb Group Cigna Cincinnati Insurance Co. CNA Colonial Life Dearborn National Delta Dental of MN EMC Insurance Co. EyeMed Vision Care Federal Kemper Life General Casualty Cos.

Guardian Life Guide One Insurance Co. Hanover Insurance Co. Hartford Hartford Steam Boiler Health Partners INA Indiana Insurance Co. Jackson National John Hancock Lincoln Financial Insurance Group Medica MetLife The Midland Mutual Minnesota Mutual Life One Beacon Insurance Co. Pacific Mutual Philadelphia Insurance Co. Preferred One Principal Financial Group Progressive Insurance Co. Prudential Insurance Co.

Reliance Standard Secura Insurance Co. Securian Selective Ins. Co Standard Life State Auto Insurance Co. State Fund Mutual Sun Life UCare Unify Cos. Union Central Life United Health Care United Heartland UNUM- Provident Insurance Co. VSP-Vision Service Plan Wellpoint West Bend Mutual Western Surety Zurich/American …and many others