Welcome the David Agency Customers!

Shared Wisdom. Powerful Results

Why Choose Horizon?

Businesses face many risks

You may think we “just sell insurance,” but what we really do, is provide economical ways to protect and preserve the lifestyles of you and your employees’ families, and each of your heirs.

Personal Insurance

Simplify your Auto, Home, & Life insurance. We can consolidate all these coverages for you at Horizon Agency…your “one-stop shop” for all your personal insurance needs.

Specialty Programs

Horizon Agency has a full department of seasoned specialists in providing insurance programs for auto dealers (new or used); service stations, auto garage operations, etc. Let our experts insure ‘em!

Outdoor Sports Insurance

There is no better national insurance program for outdoor sport retailers or outdoor sporting equipment manufacturers in the country. Over 2000 of our satisfied customers say so! We ARE the outdoor sports insurance specialists.

Employee Insurance

Your employees are your biggest asset!” Trite phrase? Hardly! It’s true. Great benefits keep great employees. Great employees make great companies. We provide great employee benefits programs. There, your problem is solved.

Life & Health Insurance

Life Insurance? Can’t afford to die without it.
Health Insurance? Can’t afford to live without it.
Getting the two "mixed-up" is an avoidable financial disaster.
Talk with us before it’s “too late.”

Flexible Benefits

Income taxes going up? Want to reduce Uncle Sam’s ‘bite’? Learn how! This actually is “free money"!

Industry News

You've Had a Data Breach! What do you do?! What's THAT Going to Cost You?!

Well, in a word. A LOT! First, you should know that roughly 72% of all data breaches occur at small to medium-sized businesses. Furthermore, slightly more than half of small to medium-sized business..... Read more

"Play or Pay" PPACA Calculator

As a result of the Patient Protection and Affordable Care Act ("PPACA" or "Obamacare"),employers with more than 50 employees will be required to provide minimum essential health care coverage effecti..... Read more

Hey! Hang up and drive!

"Business Insurance" publication reports that "suits against companies whose employees were involved in vehicle accidents while using cell phones are raising employers' interest in distracted driving..... Read more

Insurance Consultants In Minnesota…and beyond.

Horizon Agency, Inc…is a leading, industry-respected provider of commercial business insurance, personal insurance, life, health, and employee benefits insurance, surety bonds, investments, and specialty insurance programs since 1974.

Horizon Agency, Inc…is in the top 10% of insurance agencies nationwide by premium volume, and differentiates itself from our competitors by offering our clients access to over 60 different insurance companies!!

Horizon Agency, Inc….is relationship driven. It is an axiom of any business, not just "insurance," that the most successful individuals or enterprises are those that seek and maintain long-term partnerships with all of their vendors. We find this to be true. We suspect you do as well.


Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.