Horizon Agency has a full service employee benefits department to provide solutions to clients of any size. We assist clients in the review, design, bid solicitation, employee communication, and installation process. As an independent consultant we can work on a commission of fee basis to provide each client the best available plan from the top rated providers. Plans are available on a traditional basis or as totally voluntary employee paid plans. Plans can be fully insured or self insured depending on the size and circumstances of each client.