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Group Dental Insurance

Dental insurance is one of the most popular employee benefit programs offered by employers. It is a fairly expensive benefit plan so it is important that employers evaluate the need for such a plan.

Items to consider include:

Rather than purchase an insured dental plan many employers determine how much they are willing to pay for a dental benefit and contribute that amount to the Health Care Account of their cafeteria plan. This approach is very effective in controlling plan costs.  

Typical Dental Plan Provisions

Group Size:


Benefits Amounts:

Rate Guarantees:

Plan Types: