Outdoor Sports Insurance
A nationwide, exclusive program that offers unequalled coverage, industry-specific loss control & risk management service, and expert claims defense using industry knowledgeable attorneys. See why over 1,500 shops have selected this unique insurance program! Check out our new Outdoor Sports Web site.

Flexible Benefits/Cafeteria Compensation/Section 125 Plans
These plans allow employees to set aside money on a pre-tax basis to pay for certain eligible expenses...helping them reduce what is shown as "taxable income," thus working to increase their "take home" pay.

Non-Profit Organizations
For decades, Horizon Agency has been a provider of custom designed insurance programs for this unique and most valuable segment of society.

Management Liability
Want to protect your standard of living? Then you need to consider adding a "management liability package" that would include "Directors & Officers Liability," "Employment Practices Liability," and "Fiduciary Liability." These would shield you and your officers from claims for harassment, discrimination, wrongful termination, improper retirement plan handling, and improper management of you company. Most importantly, this pays the attorney costs! A "must" coverage nowadays, unless, of course, you have money to burn.

Three-Year, Guaranteed Rate Business Insurance Programs
Horizon Agency has access to an A++ "Superior" rated insurer, the highest and financially strongest rating available to offer select clients the ability to "lock-in" and guarantee most of their insurance rates for a full three years! Click here to see if you may qualify for this premium-saving plan.

Garage Liability
Horizon Agency has an experienced team of experts in the field of "auto" or "garage" related insurance risks. Whether you are a new car dealer, used car dealer, involved in automotive service, or are a trucking operation, we have the program to fit your needs.

Health Care Organizations
Horizon Agency has acquired unique expertise in this specialty industry. Click on this link for more information about Nursing Homes, Health Care Facilities, Hospitals, Clinics and Home Health Care Agencies.