James R. Bina

Position: Executive Vice President Agency Manager

Personal Information:

Born	Minneapolis, Minnesota
Education:	High School:	Edina HS – Edina, MN
	College and Degree:	U of Minnesota – BS –History

Business Information:

Entered Insurance Business:	1970
Professional Designations:	CPCU – Chartered Property & Casualty Underwriter Licensed since 1970
Market Expertise:	40 Years of advising clients on risk management Non-profits Manufacturing Companies Workers Compensation “self-insurance programs” Family-run businesses
Industry Awards or Recognition:	Past President Horizon Agency (29 years) Vendor-of-the-Year to Billy Graham Evangelistic Association Past Board Member Minnesota Independent Insurance Agents

Personal Interests and Involvement:

Personal Interests and Involvement:

Family Activities, Grandchildren and Travel Golf, Cycling, Cooking Reading Board member King of Grace Lutheran Church President of Premium Consulting, LLC