| Directors & Officers Liability |
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Why D & O? |
A "must" coverage for "Privately Helds" as well as "Public" companies. Don't believe the myth that "We're privately held so we don't need D & O insurance."
Premium costs are down.
If Corporation doesn't have the assets to "indemnify" the directors and officers in a suit, then the money will come out of the personal assets of the directors & officers without D & O insurance.
Any director or officer of a company that doesn't insist on the company providing D & O insurance, is playing a high stakes game with his/her wealth! |
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What is Covered? |
- Claims by shareholders
- Claims by employees
- Claims by competitors
- Claims by Gov't Agencies
- Attorney defense costs
- Much, much more.
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Want More? |
Contact us for a FREE REPORT on Why You Need D & O Insurance and protect all you've accumulated...your life style!
Request an application form |
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| Employment Practices Liability |
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Why EPL? |
Look in your "Yellow Pages" under "Attorney-Employment Law" if you dare!...or watch the late night TV ads your employees see!
Think your employees "love you?" 89% of EPL suits come from your existing employees!!
And, 48% of them will beat you in court!
And, the ones you "win," you still "lose" because you incur defense costs. |
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What's At Stake? |
Defense costs...Do you have $7,500 to $15,000 just to answer an EEOC complaint? $51,000 just to get a "Summary Judgement?" Or $150,000 or more to "go to the mat" in court?
Judgements...Can you shell out $204,310...the median compensatory award for a "wrongful termination" suit? Or, what about a sexual harassment suit? ...Or discrimination suit, etc? |
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Want more? |
Contact us! Learn how easily and affordably you can eliminate this worry!
Request an application form |
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| Fiduciary Liability |
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Why Fiduciary Liability? |
Do you offer a retirement plan? 401(k) Plan? Employee Benefit plans like group health, life, dental, etc.?
Can you feel the concentric circles on your back? You are a "target" for suit if you're alleged to have mismanaged any of these type of plans.
Guess what? Your personal assets, again, are attachable to Fiduciary type suits. It's the law! ERISA law.
So, who is a "fiduciary?" Anyone who has control over any employee benefit or pension/retirement type plans.
You say you outsource the handling and investing to a TPA?...or to your employees? Sorry, the Supreme Court says that isn't a valid defense. |
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What's This Cost? |
Most firms can obtain for under $1,500/year...or even much less. |
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Want More? |
Contact us for more valuable information on how to easily plug this gap!
Request an application form |
