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Disclosure Statements

CONTINGENT, BONUS, OR OVERRIDE INCOME DISCLOSURE STATEMENT
Horizon Agency may enter into arrangements with certain insurance carriers that provide compensation in addition to commission or fees paid to Horizon Agency. This compensation is referred to as profit sharing or contingent income. For our Property Casualty Division, this is based primarily upon underwriting profitability and/or premium volume of the aggregate of all premium and losses of all clients written through such carriers. For our Employee Benefits/Life & Health Insurance division such bonus or overrides are based on policy retention and growth of our total book of business with insurers.

SECURITIES DISCLOSURE STATEMENT
Securities offered through Ameritas Investment Corp. (AIC), member FINRA, SIPC. Horizon Agency, Inc and AIC are not affiliated.