Horizon Agency
A leading provider of insurance products to individuals and businesses for over 30 years.
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BUSINESS INSURANCE  

HORIZON AGENCY, INC. offers access to most any type of "commercial" or "business" insurance for manufacturers; wholesalers; retailers; contractors; property owners; property management companies; contractors; non-profit organizations; Auto Dealers and Garage Operators; Snow & Sports Programs.

Succinctly, we:

  • Review your existing insurance program for adequacy or defect.
  • Create a professional submission to the insurer(s).
  • Aggressively negotiate on your behalf to obtain program and pricing improvements.
  • Present professionally tailored Insurance Programs for your consideration.
  • Provide you with prompt, day-in and day-out service.
  • Assist you with presenting any insurance claims to the insurer.
  • Continually monitor and inform you of changing insurance exposures.

HORIZON AGENCY offers:

Coverage Line Examples
Property Insurance

Buildings, contents, business interruption, etc.

Boiler & Machinery Equipment breakdown coverage on production machinery etc.
Builders Risk Coverage for new buildings under construction.or renovations
Inland Marine Installation Floaters; Transportation Floaters; Builders Risk, etc.
Crime Employee Dishonesty; Forgery, Money, Computer Fraud, etc.
Surety Bonds Bid bonds; Payment & Performance bonds; License bonds, etc.
General Liability Premises Liability & Product/Completed Operations Liability
Automobile Commercial auto or truck fleets.
Umbrella Liability "Sleep insurance".i.e. high limit catastrophe liability protection.
Employment Practices Claims for harassment, discrimination, wrongful termination, etc.
Directors & Officers Claims against management for allegations of "wrongful acts."
Fiduciary Liability Claims against trustees of ERISA plans, 401(k) Plans, etc.
Professional Liability CPA's; Dentists; IT Consultants; Engineers, etc.
Workers Compensation Provides your statutory coverage to protect injured workers